We’ve partnered with Humm90 Mastercard® to allow you to shop Interest Free
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No Deposit -
Repay extra any time
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Reusable account
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Up to $50,000
110 days breathing space
No foreign transaction fees
Help
Check out some of our frequently asked questions
General terms
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Anyone can apply for a Humm90 Mastercard as long as they;
- • Are 18 years old
- • Earn over $25,000 p.a.
- • Are an Australian Citizen or permanent resident
- • Have a clear credit file
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There are two different APR’s that you may be charged on your Humm90 Mastercard.
- • The Expired Promotional Rate, currently 25.99%, which applies to any outstanding balance that was subject to a Promotional Rate (i.e. an Interest Free offer through a retail partner) at the end of the promotional period.
- • The Card Purchase Rate, currently 23.99%, which applies to any Humm90 Mastercard transactions that were not subject to or paid off within any applicable Interest Free period.
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Customers who pay out their account before the Interest Free period do not incur an early payout fee. It’s completely up to you if you want to pay off your purchase sooner or later.
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There are three ways that you can make repayments to your Humm90 Mastercard:
- • Direct debit from your nominated bank account on your statement due date
- • BPAY
- • One time, weekly or fortnightly repayments through Humm90 Self Service
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Yes. The next time you wish to shop and take advantage of an Interest Free offer at participating Humm90 retailers, simply have your Customer ID handy, and present this to the sales consultant. Your Customer ID can be found on the back of your Humm90 Mastercard.
The Store will process and additional purchase for you. For all other purchases at non-Humm90 retailers, simply use your Humm90 Mastercard to make your purchase to take advantage of 110 days Interest Free and no repayments on every Humm90 purchase.
CAN’T FIND THE ANSWER TO A QUESTION?
Call 1300 115 533
humm®90 provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated..
1. Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate. Minimum monthly repayment required. Interest (charged at the Expired Promotional Rate) payable on outstanding balances after any Interest Free Period in relation to a Promotional Offer. Approved applicants only. Fees, terms, conditions and minimum finance amount apply, including $99 Annual Fee charged at the time the first debit is charged to your humm90 Account and annually on the anniversary of that date. When you have met the Interest Free Criteria, the Annual Fee must be paid in full within the Interest Free Period or it will attract interest. If you do not meet the Interest Free Criteria the Annual Fee will attract interest from the date the Annual Fee is debited to your humm90 Account. Only available at humm90 retail partners.